26 Giffard Street
Williamstown 3016
Ph. 03 9397 7275
Fax. 03 9397 1734
Mobile. 0428 310 165
Email. reidcont@tpg.com.au
ABN: 65 111 801 079
www.reidconsultants.com.au

With Christmas approaching, there is always so much happening that it can be easy to forget to thank our friends and customers, like you, for your support and your business.

This holiday period may be time to review your finances and ensure that you can look forward to the New Year comfortable with the knowledge that you can meet the costs of Christmas and have covered the effects of any likely interest rate rise. The governor of the Reserve Bank of Australia last week indicated that it is more likely interest rates will rise than fall. This view has general support amongst economists who are predicting interest rates are likely to rise in the New Year. There are some very competitive priced fixed interest rate loans available at present from major lenders and other financial institutions, some offering great flexibility for a fixed rate product.

Do you have the right loan product mix for your circumstances and have you obtained the most competitive rates? If you are paying over 7% interest and additional fees, most likely you are paying too much. Do you have strategies to reduce your loans, are they structured tax efficiently? Can you use equity in your house to consolidate debt and reduce your interest or repayment burden?

If you are unsure of the answers, give me a call and we can review what your needs are and the best way to meet these. Obligation free and no cost to you.

So before I forget, thank you and may this holiday season bring you and your family much joy and happiness.

Best regards